Category Archives: Blog

What is Builders Risk Insurance? The intention of the builders risk insurance is to cover materials, fixtures and/or equipment that are to be installed during the course of a construction or renovation project.  Coverage is...

Many businesses today face the risk of financial loss from technology and privacy issues.  This loss can come in the form of a breach of private data held on your employees or your clients, or...

Life insurance, to the responsible adult, is one of the single most important purchases a family can make, as it is the only way to ensure their financial security. Life insurance protects our families, providing...

As of January 1, 2020 Medicare Supplement plans with Part B deductible coverage, Plans C, F and high deductible F, cannot be sold to individuals who are “newly eligible” Medicare beneficiaries on or after January...

Annual Enrollment 2020 is now. That means it’s time to check in on your current health insurance status. While we’re still squarely in 2019, it’s never too early to get prepared, know the dates—and plan....

In the first part of this series, we provided an overview of the basic factors that form the basis of the Workers Compensation premium.  Today, we’ll go into more detail about some of other, more...

What is Underinsured and Uninsured Motorist Coverage? Underinsured Motorist coverage covers you and your passengers if you are in an accident, which is not your fault, and the other driver has insurance but the damages...

Probate is the process that transfers legal title of property from the estate of the person who has died (the “decedent”) to his or her proper beneficiaries. The term “probate” refers to a “proving” of...

Do you have a Short Term Home Health Care Policy with Guaranteed Trust Life? If so, here is how you file a claim including information on the prescription drugs benefit. Process of Filing a Claim...

What is Precision Medicine? Precision Medicine is the wave of the future for treating illnesses such as cancer. Through Precision Medicine, doctors use genetic tests—of both the patient and the cancer tumor—to determine the exact...

What is Disability Insurance? Disability Insurance is protection of your income when you are injured or become sick or mentally ill and can no longer work or earn an income.  Think about it for a...

So far in this series, we’ve discussed an overview of what the Workers Compensation policy is, then went into some detail about how the policy works in regard to the Workers Compensation Audit, and answered...