Medicare Supplement Plans (Medigap) for 2023
Robert J. Stillwell offers Medicare Supplements
Medicare Supplement insurance, also known as Medigap, helps to pay your share of out of pocket costs of Original Medicare. This insurance type of insurance are plans sold by private insurance companies. Contacting an insurance agency like the Robert J Stillwell Agency can enable you to find the right Medicare Supplement insurance coverage for you. Be sure to act fast! Purchasing a Medicare Supplement insurance plan during your open enrollment period ensures you get the best rate possible regardless of preexisting conditions.
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What is Medicare Supplement Insurance Medigap ?
Medicare Supplement insurance, also known as Medicap, is coverage which can be purchased through an insurance agency such as the Robert J Stillwell Agency. In order to purchase Medigap insurance, you must already have Medicare Part A and Medicare Part B coverages.
When to Apply for Medicare Supplement Insurance
You can purchase a Medigap, or Medicare Supplement insurance plan, when you switch to Medicare. You may apply for Medicare Supplement insurance at anytime.. However, your open enrollment period, which lasts for 6 months after your Part B effective date, allows you to get a Medicare Supplement plan without answering any health questions.
What is the Best Medicare Supplement Plan?
Determining the best Medicare Supplement insurance plan all depends on your exact needs and financial situation. Speaking with an insurance agent, like those at the Robert J Stillwell Agency is the best way to determine which Medicare Supplement insurance plan is going to be best for your needs.
Can You Be Turned Down For Medicare Supplement Insurance?
It depends on the time and circumstance of your application. If you apply for Medicare Supplement insurance during the open enrollment period you can not be denied, even if pre-existing conditions are present. The Guaranteed Issue Rights laid down by the United States federal government forces insurance companies to allow all customers to purchase Medicare Supplement insurance regardless of health status, receipt of health care, or medical conditions. If you apply outside of your open enrollment period or other guaranteed issue situation, then you will be required to go through underwriting, which looks at your health.
How to Apply for Medicare Supplement Insurance
The first step in applying for a Medicare Supplement insurance policy is determining which plan is right for you. There are a number of Medigap coverages available and each offers different benefits to the individual. Once you have selected the Medicare Supplement insurance plan which is right for you, the next step in applying is to contact an insurance agency which offers the plan you would like to purchase. The Robert J Stillwell Agency has representatives standing by to help find the Medicare Supplement insurance plan which is right for you.
What is the Open Enrollment Period for Medicare Supplement Insurance?
The best time to enroll in Medicare Supplement insurance is the open enrollment period. Under federal law, an individual has a 6 month enrollment period that month that the individual turns 65 years old. The open enrollment period may also begin after the individual has purchased Medicare Part B coverage. During your open enrollment period, Medigap companies must sell you a policy at the best available rate regardless of your health status, and they cannot deny you coverage.
If you are considering purchasing a Medicare Supplement insurance plan, look no further than the Robert J Stillwell Agency! The Robert J Stillwell Agency has insurance representatives standing by who would be happy to answer all of your Medicare Supplement insurance questions and point you in the right direction. Call us today and find out why so many of your friends and neighbors in Pennsylvania and beyond choose the Robert J Stillwell Agency as their insurance agency.
Are you getting real value from your insurance agent?
If not, it might be time to consider an agent that offers more.
1009 N. Bethlehem Pike
PO Box 458
Spring House, PA 19477
9:00am – 4:30pm M-F
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