Health Insurance

Most of us are required to have health insurance. Health insurance plans pay part, or all, of the medical expenses which you accrue. By purchasing a health insurance policy, you are protecting yourself against the possibility of large medical expenses which otherwise would have to be paid out of pocket. A health insurance plan which meets your individual needs is crucial to ensuring that you are covered for any care you may need throughout your life. Each individual will have unique needs and, if they are the right fit, partnering with a health insurance agency like Robert J Stillwell Agency can provide you with peace of mind.

Medicare is a federal program that provides health insurance to those who are at least 65 years old, under 65 and receiving Social Security Disability for at least 24 months, or under 65 and have End Stage Renal disease.

Medicaid provides health coverage to those individuals who are low income and meet the income qualifications. Medicaid is administered by the state.

Medicare Supplements and Medicare Advantage plans are the primary health insurance options for those on Medicare. Those who qualify for Medicaid typically enroll in a Special Needs Medicare Advantage plan; however, there are other options available.