Insurance Services

We offer Term, Whole and Universal Life Insurance to help cover the cost of a deceased loved ones and provides extra financial security for the family members that are left behind.

We primarily focuses on products and needs for those that are Medicare eligible. We have specialized in the Senior Market for over 40 years and have expertise and multiple companies for various health insurance policies.

We offer Medicare supplement plans A and B. A Medicare Supplement Plan, also know as Medigap, is a private health insurance policy that helps supplement Original Medicare.

Medicare SNPs are a type of HMO Medicare Advantage plan which incorporates prescription drug coverage. These plans focus on specific groups, their unique needs, and provide specialized care within the network of providers.

A Hospital Indemnity plan is an affordable solution to help cover the out of pocket costs that your health insurance coverage may leave you with in the event that you are admitted to the hospital as an inpatient or under observation.

A cancer insurance policy will pay a lump sum benefit amount upon the diagnosis of cancer.  This benefit will be paid directly to you.  It allows you the freedom to spend money in a manner that is best for you.

Dental Insurance plans are designed to help offset costs of dental work. Find out more about dental insurance plans.

Final Expense plans are permanent life policies which provide a smaller death benefit to cover the cost of final expenses such as caskets, funeral or memorial services, embalming, cremations, medical bills and debt pay-off, just to name a few. Learn more about Final Life Expense plans.

Annuities are insurance contracts which specify to pay a certain amount to the holder at regular incomes. Especially in today’s economic client, annuities are becoming a more attractive investment option for those who are looking for safe and secure payments through retirement.

Medicare Part D is a prescription drug plan. Medicare Part D helps to cover most outpatient prescription drugs. Originally going into effect in 2006, Medicare Part D can be purchased as a stand alone plan or as a set of benefits included in a Medicare Advantage Plan.

Medicare Advantage Plans are sometimes called Part C or MA Plans. There are numerous medicare advantage plans which are available and it is important to choose the right plan to fit your needs. Our agency is happy to speak with customers and guide them towards their best option.

Both original medicare and medigap plans do not cover dental insurance. However, there are dental insurance plans which are able to compliment Medicare insurance well. Contact The Robert J Stillwell Agency to discuss what options are available for you.

Home Health Care Insurance is an insurance program which packages coverage for home health, hospice providers, medical equipment suppliers, companion care providers, and other home health care providers.