Health Insurance
Having health insurance which covers unexpected expenses is a key to having financial security throughout your life and especially in retirement. Unexpected medical bills can have crippling results on your financial well being, especially if you are on a fixed income. Partnering with a health insurance agency like the Robert J Stilwell Agency can give you peace of mind that you have financial security despite any medical expenses you may have to incur in the future.
What is health insurance and why do I need it?
Most of us are required to have health insurance. Health insurance plans pay part, or all, of the medical expenses which you accrue. By purchasing a health insurance policy, you are protecting yourself against the possibility of large medical expenses which otherwise would have to be paid out of pocket. A health insurance plan which meets your individual needs is crucial to ensuring that you are covered for any care you may need throughout your life. Each individual will have unique needs and, if they are the right fit, partnering with a health insurance agency like Robert J Stillwell Agency can provide you with peace of mind.
Are Health Insurance Agencies Affordable?
A reputable health insurance agency like The Robert J Stilwell Agency will match your health coverage to your needs. This means that health insurance agencies can be affordable since you are only paying for options which you need or select. Each company may vary in price and the best way to accurately determine the price offered by a specific health insurance company is to get a quote.
Why choose the Robert J Stillwell Agency?
A good health insurance agency is one that provides its clients with comprehensive and personalized coverage options. The agency should have a wide range of plans to choose from, as well as a team of experienced agents who can help clients find the right plan for their needs.
In addition to offering a variety of plans, a good health insurance agency should also provide excellent customer service. Agents should be knowledgeable about the plans they offer and should be able to answer any questions clients may have.
Here are some of the qualities that make a good health insurance agency:
- A wide range of plans to choose from
- Experienced agents who can help clients find the right plan
- Excellent customer service
Dental insurance
Dental Insurance plans are designed to help you offset costs of dental work. Plans typically include two cleaning per year at no charge as well as payment of a percentage of additional work such as getting cavities filled or more expensive procedures like a root canal. Most plans come with a small deductible around $100 and cap annual benefits up to $3000 per year.
Medicare and Medicaid
Medicare is a federal program that provides health insurance to those who are at least 65 years old, under 65 and receiving Social Security Disability for at least 24 months, or under 65 and have End Stage Renal disease.
Medicaid provides health coverage to those individuals who are low income and meet the income qualifications. Medicaid is administered by the state.
Medicare Supplement Plans and Medicare Advantage plans are the primary health insurance options for those on Medicare. Those who qualify for Medicaid typically enroll in a Special Needs Medicare Advantage plan; however, there are other options available.
How to Choose a Health Insurance Agency
Choosing a health insurance company is an important decision. By taking the time to compare companies and consider your individual needs, you can find the best company for you.
Here are some additional tips for choosing a health insurance company that we can help you with:
- Start by getting quotes from multiple companies.
- Consider your individual needs and budget when making a decision.
- Read reviews and compare customer satisfaction ratings.
- Ask about any discounts that may be available.
- Be sure to understand the terms and conditions of the plan before you sign up.
Choosing the right health insurance company can be a challenge, but it is important to take the time to do your research. By following these tips, you can find the best company for you and your family. Start your search today by contacting the Robert J Stillwell Agency and find out why we have been a top choice for decades!
Are you getting real value from your insurance agent?
If not, it might be time to consider an agent that offers more.
1009 N. Bethlehem Pike
PO Box 458
Spring House, PA 19477
9:00am – 4:30pm M-F
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