Medicare Advantage special needs plans for 2023

While everyone incurs costs with their health coverage, those who are affected by low incomes or encounter more costs due to a life altering condition struggle the most financially. An SNP allows these people to obtain the coverage they need at prices that are more affordable to them.

Medicare SNPs are a type of HMO Medicare Advantage plan which incorporates prescription drug coverage. These plans focus on specific groups, their unique needs, and provide specialized care within the network of providers. While all Medicare Advantage plans must offer care equal to that of Medicare, these plans go beyond that and offer additional benefits. A few of these added benefits are: hearing exams, vision benefits, and dental care. They also may offer an Over-The-Counter benefit which allows the member to obtain health products (such as aspirin, vitamins, and personal hygiene items) through a catalog or in some instances, at a local store. Transportation to and from medical appointments may also be offered on a limited basis.