We offer a wide range of Commercial Insurance products for all types of businesses. Our Agents are knowledgeable and can provide you with advice on the coverage you need specific to your business.
We represent and have access to dozens of commercial insurance carriers. We are confident that you will find what you’re looking for in both professional service and competitive rates.
What is Commercial Insurance & Why Do I Need It?
Commercial Insurance protects businesses, business owners and their employees from lawsuits that can threaten your business’ reputation and financial well being, which you have worked so hard to obtain.
Every business provides is different, and certain insurance policies are designed to cover losses that are associated with your specific type of services and business needs. However, most policies will cover losses at your premises, away from premises, in transportation, property, equipment and assets. Since we are all transacting business through cyber communication, policies are also offering this type of protection, as well.
Some of what we offer includes:
- General Liability
- Professional Liability
- Excess Liability
- Commercial Auto
- Commercial Property
- Workers Compensation
- Contractors Insurance
What is Workers Compensation Insurance and Why Do I Need It?
Workers Compensation Insurance protects the employer from lawsuits that pertain to workplace on the job accidents regardless of fault. It provides the employee with medical expenses and compensation for lost income.
A workplace loss may consist of injury, illness and auto accidents. In almost all states, an employer has a legal responsibility to carry Workers Compensation insurance. There are additional resources available with having this insurance, such as, information on workplace safety regulations and risk management.
What is Professional Liability Insurance and Why Do I Need It?
Professional Liability Insurance protects businesses from claims that occur from professional services that you provided which caused your client to suffer financial harm due to mistakes or failure to perform on your part. Professional Liability claims may include: negligence, misrepresentation, violation of good faith and fair dealing, and inaccurate advice. Representation is provided even if the claim is groundless. Another aspect of Professional Liability is Management Liability for Directors and Officers and the mishandling of their duties.
Get in touch to learn more about our commercial insurance offerings.