When we talk about Personal Insurance, we are referring to the types of insurance that help protect your personal assets. For many people, their personal insurance refers to Auto and Homeowners. In addition to these policies, The Robert J Stillwell Agency offers Umbrella, Boat, Motorcycle, and Personal Articles policies.
We offer free, no obligation coverage reviews and quote comparisons upon request. If you would like to take us up on this offer, we offer several easy ways to get a quote:
- Stop by our office. We are open Monday – Friday, 9AM – 4:30PM.
- Call and speak with one of our licensed agents at 1-800-642-3490
- Submit your information online here.
- Fax us your current policy and your contact information to 215-643-2309.
Personal Auto Insurance
Personal Auto Insurance is about more than just getting the best price – it’s about getting the right coverage for your specific needs. As Independent Agents, we provide you with the knowledge you need to make an informed decision about your coverage limits. We then shop your insurance for you so you get the best price for the coverage that you need.
Do you know the difference between your home’s Market Value and it’s Replacement Cost Value? Do you have enough Personal Liability coverage to protect your assets if you are sued? Does your policy give you coverage specific to your individual needs?
Whether you are a first time homebuyer, or you’ve owned your home for more than 20 years, it’s never a bad time to review your policy to make sure that you have the right coverage in place. We can explain your coverage and provide advice on what you need and what you don’t.
Call us today – our clients often find that we can not only save them money, but also provide them with increased coverage. Want to learn more? Download our free guide on Homeowners Insurance: The 6 Most Common Mistakes.
The Umbrella Policy
Most insurance companies will provide up to $500,000 of Liability coverage on either your Home or Auto Insurance policy. But for some, that is not a high enough limit to protect your assets. The Umbrella Policy is a low cost, high value solution. Most people can obtain a $1,000,000 Umbrella policy for less than $200 per year.
Personal Articles Policy
The standard Homeowners Policy provides a very limited amount of coverage for things like Jewelry, Fine Arts and Collections. The limit for this coverage is often less than $2,000, and only provides coverage in the case that the item is stolen.
A Personal Articles policy can provide Replacement Cost coverage for a wider range of perils, and at low rates. Sometimes this coverage can be added to your Homeowners Policy, but the best way to protect against the loss of your Valuable Items is with a Personal Articles Policy.
Watercraft, Motorcycle, RV
If you own a Boat, Motorcycle or RV, look to the Robert J Stillwell Agency to help you get the right coverage at the right price.